Albert Nahman Plumbing Heating And Cooling vs Simply Plumbing And Rooter

It depends on your project complexity and risk tolerance. For straightforward repairs and standard installations in newer homes, 4 years provides adequate experience with proper liability protection. For older homes with galvanized pipes, unusual layouts, or recurring mystery issues, 17 years of diagnostic experience may identify problems a newer contractor would miss. However, the workers comp gap creates real financial exposure that your homeowner's insurance may or may not cover.

For a simple plumbing repair, it's irrelevant. However, many projects intersect—water heaters connect to heating systems, furnace condensate lines involve plumbing, and whole-home projects often need both trades. Having one contractor handle related systems can mean better coordination, single-point accountability, and potentially lower total cost than coordinating separate specialists.

High owner involvement typically means the business owner personally handles customer communication, estimates, and often the fieldwork itself rather than delegating to employees. This can provide consistency, accountability, and direct access to the person making all decisions. However, you should confirm whether the owner will physically do your work or supervise employees, as this affects the experience level of who's actually holding the wrench.

Call your homeowner's insurance agent before hiring and ask specifically if your policy covers injuries to contractors who don't carry their own workers comp. Some policies exclude this, leaving you personally liable. You could also request Simply Plumbing obtain a short-term workers comp policy for your project, though this may increase costs. Don't assume you're protected without verification.