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Affordable Painting vs Mcdermaid Painting

Santa Clara Painting Contractors Comparison · Updated March 2026

Quick Verdict

Both are veteran contractors with similar experience, but Mcdermaid Painting carries workers comp and has documented customer feedback while Affordable Painting lacks both.

Affordable Painting: A 22-year veteran contractor in San Jose with no workers compensation on file and limited review history.
Mcdermaid Painting: A 24-year veteran contractor in Palo Alto with workers comp coverage, high owner involvement, and strong customer relationship patterns.
Note: Affordable Painting operates without workers compensation insurance on file, which places liability risk on the homeowner if a worker is injured on your property.
Affordable Painting Mcdermaid Painting
Rating 5.0 4.8
Years Licensed 22 years 24 years
License # 837014 803672
Workers' Comp ✓ Yes
Bond Amount $25,000 $25,000
Location San Jose, CA Palo Alto, CA
Website www.mcdermaidpainting.com

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Key Differences

The most significant difference is workers compensation coverage. Mcdermaid Painting carries active workers comp insurance, while Affordable Painting does not have coverage on file. This matters because if a painter is injured on your property and the contractor lacks workers comp, your homeowner's insurance may become the primary liability coverage, potentially exposing you to claims. Beyond insurance, Mcdermaid demonstrates documented capability across specialized restoration work including historic window restoration, cabinet refinishing, and dry rot repair, with customers describing detailed planning and consistent communication. Owner Gus Camolinga maintains high involvement in estimates and project oversight. Affordable Painting's limited review history makes it difficult to assess their working style, crew stability, or project communication patterns, though their 22 years in business suggests sustained operation.

What Customers Say

Mcdermaid Painting

Customers consistently highlight meticulous attention to detail, daily cleanup practices, and clear communication throughout projects, with many using the company exclusively for 5 to 25 years.

Key Takeaway: Mcdermaid has established customer feedback confirming reliable communication and quality work patterns, while Affordable Painting lacks documented customer experiences to assess their working style.

Customer Reviews

Affordable Painting

No reviews available

Mcdermaid Painting

Mar 2025

Last month, McDermaid Painting painted the exterior of our two-story house, installed gutter guards, and repaired/painted kitchen interior ceiling from a water leak. Gus quickly provided an extensive...

Feb 2023

We have used McDermaid for three painting projects over the past five years: one the house exterior and two interior projects. They are great to work with, often coming up with ideas that make the wo...

Jan 2023

I have used McDermaid Painting at least 5 times over the last 25 years. In conjunction with another project I'm doing, they came out to do some touch-up painting indoors and outdoors. As usual, the ...

Consider Affordable Painting if...

  • Your budget is extremely tight and you're willing to accept the liability risks associated with no workers comp coverage in exchange for potentially lower pricing
  • You have a straightforward paint project without restoration complexities or specialized requirements
  • You're prepared to verify insurance coverage independently and confirm your homeowner's policy covers contractor injuries
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Consider Mcdermaid Painting if...

  • You want protection from liability if a crew member is injured during your project, with workers comp coverage in place
  • Your project involves specialized work like cabinet refinishing, historic restoration, or dry rot repair that benefits from documented experience
  • Clear communication and detailed project planning are priorities, with consistent customer feedback confirming these practices
  • You value long-term customer relationships as an indicator of reliability and quality
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Questions to Ask Before Hiring

  • Ask Affordable Painting directly about their current workers comp status and what liability coverage protects homeowners if a worker is injured on your property
  • Confirm with your homeowner's insurance whether your policy covers contractor injuries if the contractor lacks workers comp
  • Ask Affordable Painting for recent project references to understand their communication style and crew consistency
  • Ask both companies for references from projects similar in scope and complexity to yours

The Bottom Line

Mcdermaid Painting is the clearer choice for most homeowners. They carry workers comp coverage that protects you from liability, demonstrate documented expertise across specialized restoration projects, and have consistent customer feedback confirming detailed communication and quality work. Affordable Painting's lack of workers comp creates real liability risk that your homeowner's insurance may need to cover. Unless your budget absolutely requires the lowest possible price and you're willing to accept that insurance gap, Mcdermaid offers more protection and verifiable track record. Contact Mcdermaid first for your estimate.

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Frequently Asked Questions

It means if a painter is injured while working on your property, your homeowner's insurance may become the primary liability coverage since the contractor doesn't carry insurance for worker injuries. This can expose you to claims and potentially impact your insurance rates. You should discuss this directly with Affordable Painting and verify coverage with your own insurance agent before signing a contract.

Not significantly. Both are veteran contractors with over 20 years of licensed operation, so the experience gap is minimal. The more important differences are workers comp coverage and documented project diversity, where Mcdermaid has clear advantages.

Limited review history can indicate various factors including less online presence, fewer recent projects, or simply not prioritizing review collection. For your decision, it means you have less information about Affordable Painting's communication style, crew quality, and how they handle problems. Ask them directly for recent references you can contact.

Mcdermaid has documented experience with historic window restoration, cabinet refinishing, dry rot repair, and furniture restoration, with customer feedback confirming capability on challenging projects. Affordable Painting's project history isn't documented in available information, so you'd need to ask them directly about specific restoration experience and request relevant references.

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How We Compare Contractors

License Verification

All license data is sourced from official California CSLB records and verified regularly.

Review Analysis

Customer reviews are aggregated from Google and analyzed to identify patterns in service quality.

Detailed Comparison

We analyze credentials, insurance, experience, and feedback to highlight meaningful differences.

Not all licensed contractors are created equal. While a valid license is the baseline requirement in California, contractors can vary significantly in experience, insurance coverage, and customer satisfaction.

  • Experience matters: A contractor with 15+ years of experience has likely encountered and solved problems that newer contractors haven't faced yet.
  • Workers' compensation protects you: If a contractor without workers' comp insurance has an employee injured on your property, you could be held liable.
  • Reviews reveal patterns: Individual reviews can be misleading, but patterns across many reviews often reveal a contractor's true strengths and weaknesses.
  • Bond amounts vary: A contractor's bond provides financial protection if they fail to complete work as agreed. Higher bonds offer more protection.

Taking time to compare contractors on these factors can save you from costly mistakes and help ensure your project is completed by a qualified professional.

Data Sources: License information from California CSLB. Ratings and reviews from Google. Last verified March 12, 2026.

This comparison is based on publicly available information. We recommend getting multiple quotes and verifying all credentials directly before hiring.

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