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Fas Painting vs Pena Painting
San Mateo Painting Contractors Comparison · Updated March 2026
Equally experienced contractors with identical licensing and bonding, but Pena Painting carries workers compensation while Fas Painting does not.
| Fas Painting | Pena Painting | |
|---|---|---|
| Rating | ★ 5.0 | ★ 5.0 |
| Years Licensed | 7 years | 7 years |
| License # | 1052039 | 1047907 |
| Workers' Comp | — | ✓ Yes |
| Bond Amount | $25,000 | $25,000 |
| Location | Daly City, CA | Redwood City, CA |
| Website | — | www.penapaintinginc.com |
Key Differences
What Customers Say
Fas Painting
Customers emphasize both excellent paint quality and the kind, professional demeanor of the team throughout projects.
Key Takeaway: Fas Painting has documented feedback confirming quality work and service approach, while Pena Painting lacks customer reviews to assess these aspects.
Customer Reviews
Fas Painting
Excellent service and great paint job. Thank you so much for your KINDNESS
EXCELLENT PAINT COMPANY AND GREAT WORK THEY DO
Pena Painting
No reviews available
Consider Fas Painting if...
- ✓ You've confirmed your homeowner's insurance covers contractor injuries and you're comfortable assuming that risk in exchange for documented quality reviews
- ✓ Customer service and professionalism are priorities, and you value the specific feedback about kind, professional interactions
- ✓ You're scheduling interior work where paint quality and finish are particularly visible and important
- ✓ You're willing to verify current insurance status directly since on-file records may not reflect recent changes
Consider Pena Painting if...
- ✓ You want comprehensive liability protection without relying on your homeowner's policy to cover contractor injuries
- ✓ You prefer working with a fully insured contractor as a non-negotiable requirement for any work on your property
- ✓ You're comfortable evaluating a contractor without extensive online reviews by requesting direct references
- ✓ You want to avoid any potential insurance complications or claims on your own policy if accidents occur
Questions to Ask Before Hiring
- → Ask Fas Painting if they now carry workers compensation insurance, as records may not reflect recent updates, and request proof of current coverage
- → Ask Pena Painting for references from recent projects similar to yours, particularly regarding communication and quality since customer reviews are limited
- → Confirm with your homeowner's insurance whether contractor injuries are covered and if filing such a claim would affect your premiums
- → Ask both contractors how long their current painting crews have worked together to assess team stability and experience
The Bottom Line
Pena Painting is the safer choice for most homeowners because workers compensation coverage protects you from significant liability if accidents occur during your project. The lack of customer reviews is easily addressed by requesting references. However, if you've verified your homeowner's insurance adequately covers contractor injuries and you value Fas Painting's documented reputation for excellent work and professional service, they remain a viable option. Call your insurance agent first to understand your actual exposure, then make your decision based on your risk tolerance and the importance of established customer feedback versus comprehensive contractor insurance.
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Frequently Asked Questions
Yes, it creates real liability risk for you as the homeowner. If a worker is injured on your property and the company has no workers comp, you could face medical bills or lawsuits. Some homeowner policies cover this, but filing a claim can increase your premiums. This is a legitimate concern that requires verification before signing a contract.
Some established contractors rely on referrals and repeat business rather than online review platforms. It doesn't necessarily indicate poor service, but it does mean you'll need to request direct references to evaluate their work quality and communication style. Ask for contacts from projects completed in the last six months.
The core difference is risk protection. Pena Painting provides comprehensive insurance coverage that protects you from liability, while Fas Painting's lack of workers comp shifts risk to you. Fas Painting has documented feedback about quality and service, while Pena Painting requires you to do more due diligence through direct references.
You can ask, but obtaining workers comp insurance takes time and adds to their costs, which may increase your quote. It's worth confirming whether they have coverage now that's simply not reflected in public records. If they don't carry it and won't obtain it, you need to decide if the positive quality reviews justify accepting that liability risk.
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See our ranked list of top painting contractors in San Mateo.
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How We Compare Contractors
License Verification
All license data is sourced from official California CSLB records and verified regularly.
Review Analysis
Customer reviews are aggregated from Google and analyzed to identify patterns in service quality.
Detailed Comparison
We analyze credentials, insurance, experience, and feedback to highlight meaningful differences.
Not all licensed contractors are created equal. While a valid license is the baseline requirement in California, contractors can vary significantly in experience, insurance coverage, and customer satisfaction.
- Experience matters: A contractor with 15+ years of experience has likely encountered and solved problems that newer contractors haven't faced yet.
- Workers' compensation protects you: If a contractor without workers' comp insurance has an employee injured on your property, you could be held liable.
- Reviews reveal patterns: Individual reviews can be misleading, but patterns across many reviews often reveal a contractor's true strengths and weaknesses.
- Bond amounts vary: A contractor's bond provides financial protection if they fail to complete work as agreed. Higher bonds offer more protection.
Taking time to compare contractors on these factors can save you from costly mistakes and help ensure your project is completed by a qualified professional.
Data Sources: License information from California CSLB. Ratings and reviews from Google. Last verified March 12, 2026.
This comparison is based on publicly available information. We recommend getting multiple quotes and verifying all credentials directly before hiring.
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