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Shrader Electric vs All Phase Plumbing

Santa Clara Electrical Contractors Comparison · Updated March 2026

Quick Verdict

Shrader Electric carries workers compensation insurance while All Phase Plumbing does not, creating significant liability risk for homeowners if a worker is injured on your property.

Shrader Electric: A 21-year veteran electrical contractor with full insurance coverage including workers comp and positive feedback for communication and fast service.
All Phase Plumbing: A 20-year veteran plumbing contractor with strong reviews for responsiveness and fair pricing but lacking workers compensation insurance on file.
Note: All Phase Plumbing does not carry workers compensation insurance, which means homeowners could be liable if a worker is injured during your project.
Shrader Electric All Phase Plumbing
Rating 5.0 5.0
Years Licensed 21 years 20 years
License # 851049 867734
Workers' Comp ✓ Yes
Bond Amount $25,000 $25,000
Location Campbell, CA Campbell, CA
Website shraderelectricinc.com www.allphaseplumbinginc.com

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Key Differences

The most significant difference between these contractors is workers compensation insurance. Shrader Electric carries it; All Phase Plumbing does not have it on file. This matters because if a plumber is injured on your property and the company lacks workers comp, your homeowner's insurance may become the primary coverage, potentially exposing you to claims and premium increases. Beyond this insurance gap, both companies demonstrate veteran-level experience with virtually identical time in business. Customer feedback reveals different operational strengths: Shrader Electric earns praise for quick communication and fast service delivery, while All Phase Plumbing stands out for answering calls promptly, on-time arrivals, and building a base of repeat customers over multiple years. All Phase Plumbing's reviews also specifically mention fair pricing and transparent quoting, themes not present in Shrader Electric's feedback.

What Customers Say

Shrader Electric

Customers consistently highlight quick communication throughout projects and fast service delivery with a professional, personal approach.

All Phase Plumbing

Customers emphasize prompt call answering, on-time arrivals, professional courteous service, fair transparent pricing, and strong repeat customer loyalty across multiple years and properties.

Key Takeaway: All Phase Plumbing has built a broader base of repeat customers across diverse project types with specific praise for pricing transparency, while Shrader Electric focuses on communication speed and specialty work coordination.

Customer Reviews

Shrader Electric

Jun 2024

Our handcrafted ceramic Tiki Sconces were ordered by Denny and he was quick to communicate with us on behalf of his client to get what they needed and was super nice with all of our team members in al...

Jun 2022

Personal , Professional , and Fast

All Phase Plumbing

Oct 2025

My dad was a Master plumber so my standards for a great plumber are HIGH😀 but Rod and the whole team at All Phase have never once disappointed me. Dealing with repairs is one of the most frustrating a...

Oct 2025

Fantastic. Did not charge a "show up" fee to come onsite and provide a quote. Gave a very reasonable price quite and did the work on the spot. Did an outstanding job. Cleaned up the work area. Coul...

Oct 2025

I absolutely whole heartedly recommend All Phase Plumbing to anyone looking for a responsive, thoughtful, professional, and competitively priced plumber. Any time I called them they answered. Not infi...

Consider Shrader Electric if...

  • You need electrical work done and want full insurance protection, eliminating potential liability if a worker is injured on your property
  • You value fast service delivery and quick communication throughout your project
  • You're installing specialty fixtures that require coordination between contractor and product supplier
  • You prefer working with a fully insured, veteran contractor with no insurance gaps that could expose you to risk
View full profile →

Consider All Phase Plumbing if...

  • You need plumbing work and are willing to verify your homeowner's insurance covers contractor injuries given the lack of workers comp on file
  • You're doing complex plumbing work like bathroom additions, tankless water heater installations, sewer line repairs, or gas line work where their 20-year track record is relevant
  • You prioritize easy scheduling, prompt call answering, and on-time arrivals based on consistent customer feedback
  • You value transparent pricing and want a contractor with repeat customers who've used them across multiple properties over many years
View full profile →

Questions to Ask Before Hiring

  • If considering All Phase Plumbing, ask directly about current workers compensation coverage and request a certificate of insurance, then confirm with your homeowner's insurance what your liability exposure is if they arrive without workers comp
  • Ask All Phase Plumbing for recent references from projects similar to yours, particularly for complex work like gas line installations or sewer repairs where proper insurance becomes even more critical
  • Ask Shrader Electric about their typical project timeline and whether their fast service approach applies to your specific electrical project scope

The Bottom Line

If you need electrical work, Shrader Electric is the clear choice with full insurance coverage, veteran experience, and positive feedback for communication and speed. If you need plumbing work, All Phase Plumbing offers impressive credentials including 20 years of experience, strong reviews for responsiveness and fair pricing, and a loyal repeat customer base, but the missing workers compensation insurance creates real liability risk for you as the homeowner. Before hiring All Phase Plumbing, call your homeowner's insurance agent to understand your exposure, then request proof of current workers comp coverage directly from the company. If they cannot provide it, you're assuming financial risk that most insurance professionals advise against.

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Frequently Asked Questions

Longevity shows business stability, but workers comp protects you from liability if someone is injured on your property. A contractor's years in business don't prevent workplace accidents. Without workers comp on file, All Phase Plumbing's injuries could become claims against your homeowner's insurance, potentially raising your premiums or exposing you to lawsuits that exceed your policy limits.

You should absolutely call your insurance agent before hiring any contractor without workers comp. However, understand that using your homeowner's policy as primary coverage for contractor injuries isn't its intended purpose and could result in premium increases or non-renewal. Most insurance professionals recommend only hiring contractors with their own workers comp coverage.

Repeat customers indicate satisfaction with work quality and service, which is valuable. However, customer satisfaction and insurance coverage address different risks. Even the best plumber can have a worker slip and fall, and your financial protection doesn't improve because previous customers were happy with the work quality.

The risk is somewhat lower for very simple, quick projects where the contractor works alone with minimal risk exposure. However, plumbing often involves crawl spaces, ladders, heavy fixtures, and other injury risks. For any project involving multiple workers, extended time on-site, or complex work like gas lines or sewer repairs, the insurance gap becomes a more serious concern.

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How We Compare Contractors

License Verification

All license data is sourced from official California CSLB records and verified regularly.

Review Analysis

Customer reviews are aggregated from Google and analyzed to identify patterns in service quality.

Detailed Comparison

We analyze credentials, insurance, experience, and feedback to highlight meaningful differences.

Not all licensed contractors are created equal. While a valid license is the baseline requirement in California, contractors can vary significantly in experience, insurance coverage, and customer satisfaction.

  • Experience matters: A contractor with 15+ years of experience has likely encountered and solved problems that newer contractors haven't faced yet.
  • Workers' compensation protects you: If a contractor without workers' comp insurance has an employee injured on your property, you could be held liable.
  • Reviews reveal patterns: Individual reviews can be misleading, but patterns across many reviews often reveal a contractor's true strengths and weaknesses.
  • Bond amounts vary: A contractor's bond provides financial protection if they fail to complete work as agreed. Higher bonds offer more protection.

Taking time to compare contractors on these factors can save you from costly mistakes and help ensure your project is completed by a qualified professional.

Data Sources: License information from California CSLB. Ratings and reviews from Google. Last verified March 12, 2026.

This comparison is based on publicly available information. We recommend getting multiple quotes and verifying all credentials directly before hiring.

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