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Courtesy Electric vs Neko Electric

Santa Clara Electrical Contractors Comparison · Updated March 2026

Quick Verdict

Courtesy Electric brings 18 years of veteran expertise but lacks workers comp, while Neko Electric carries full insurance coverage but has only 3 years of experience.

Courtesy Electric: Veteran contractor with 18 years of experience, strong diagnostic skills, and extended hours, but operates without workers compensation insurance on file.
Neko Electric: Newer contractor with 3 years of licensing carries workers comp insurance but shows limited track record and some scheduling challenges.
Note: Courtesy Electric's lack of workers compensation insurance creates potential liability exposure for homeowners if worker injuries occur on your property.
Courtesy Electric Neko Electric
Rating 4.3 4.0
Years Licensed 18 years 3 years
License # 903345 1101532
Workers' Comp ✓ Yes
Bond Amount $25,000 $25,000
Location Sunnyvale, CA Santa Clara, CA
Website courtesyelectric.us www.nekoelectric.net

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Key Differences

The most striking contrast is the experience differential. Courtesy Electric's 18 years means they've likely encountered virtually every electrical scenario in older Bay Area homes, including challenging Eichler electrical systems and complex diagnostics that stumped other electricians. This depth shows in their project portfolio: EV charger installations, older home system repairs, and multi-layered troubleshooting. Neko Electric's 3-year history limits their exposure to uncommon situations or hidden complications in aging electrical systems. However, Neko Electric carries workers compensation insurance while Courtesy Electric does not. This is significant because if a worker is injured at your home and the contractor lacks workers comp, your homeowner's insurance could potentially be held liable. For projects involving multiple workers or extended site time, this insurance gap represents real financial risk. Customer feedback reveals that Courtesy Electric delivers reliable communication and extended availability, while Neko Electric has faced scheduling challenges that may delay project starts.

What Customers Say

Courtesy Electric

Customers consistently praise Courtesy Electric's technical diagnostic abilities, responsive communication, extended availability, and reliable on-time project completion.

Neko Electric

Neko Electric receives positive feedback for completed troubleshooting work but faces reported challenges with scheduling initial estimate appointments.

Key Takeaway: Courtesy Electric demonstrates established reliability across communication and technical execution, while Neko Electric shows competent work quality but inconsistent accessibility during the initial contact phase.

Customer Reviews

Courtesy Electric

Mar 2025

Mike Valenzuela/Courtesy Electric installed a new electric charger in our garage and we couldn't have been happier with his service. Not only timely in his response to our phone calls, estimate and wo...

Mar 2025

These men know electric, such great men, never had any doubt I always had a good feeling the job was gonna be done right

Mar 2025

Best service in Santa Clara county true professional

Neko Electric

Jun 2021

Great service.

Apr 2021

The Switch to the overhead kitchen light wasn't working and caused other problems. The outlet for the deep freezer was dead as a result. The Neko electrician diagnosed the problem and quickly changed...

Consider Courtesy Electric if...

  • Your home has older or complex electrical systems where diagnostic expertise matters, such as Eichler homes or circuits with interconnected issues that require deep troubleshooting experience.
  • You're installing an EV charger or undertaking specialty electrical work that benefits from a contractor who has completed similar projects dozens of times over 18 years.
  • You need flexible scheduling with extended service hours and you're willing to verify your homeowner's insurance covers contractor injuries or negotiate additional liability protection.
  • Timely project completion and responsive communication are priorities, and you're comfortable accepting the workers comp insurance gap for access to veteran-level expertise.
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Consider Neko Electric if...

  • Workers compensation coverage is non-negotiable for you, and you want the liability protection that comes with a fully insured contractor regardless of experience level.
  • Your project is straightforward electrical work like switch replacements, outlet repairs, or basic circuit troubleshooting that doesn't require 18 years of specialized experience to complete safely.
  • You're willing to work around potential scheduling delays during the estimate phase in exchange for proper insurance coverage.
  • You prefer supporting a newer business building its reputation and the insurance protection outweighs concerns about limited track record with complex electrical issues.
View full profile →

Questions to Ask Before Hiring

  • Ask Courtesy Electric directly about liability coverage for worker injuries and confirm with your homeowner's insurance whether you're protected if a contractor without workers comp is injured on your property.
  • Ask Neko Electric for references from projects completed in the past year, particularly any that match your specific electrical needs in scope and complexity.
  • Ask both contractors how they would approach your specific project and what hidden issues they typically discover in homes of your age and type to gauge diagnostic depth.
  • Ask Neko Electric about their scheduling process for estimates and what timeline you should expect from initial contact to project start.

The Bottom Line

For complex electrical work, older homes, or specialty installations like EV chargers, Courtesy Electric's 18-year track record and proven diagnostic capabilities make them the stronger technical choice, but you must address the workers comp gap directly. Contact your homeowner's insurance to understand your liability exposure and consider requiring additional coverage documentation before proceeding. For straightforward electrical repairs where technical depth matters less, Neko Electric provides proper insurance coverage and adequate capability for basic service work, though you should clarify scheduling expectations upfront. If your project involves significant complexity or troubleshooting, the experience difference favors Courtesy Electric strongly enough to justify the extra effort to resolve the insurance concern.

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Frequently Asked Questions

For straightforward repairs like replacing outlets or switches, the difference is minimal. But for diagnostic work, older home electrical systems, or specialty installations like EV chargers, the gap is substantial. Courtesy Electric has proven ability to solve problems that stumped other electricians, while Neko Electric's 3-year history means they simply haven't encountered the range of unusual situations that come with time. If your project involves troubleshooting or an older home, experience matters significantly.

If a worker is injured on your property and the contractor lacks workers comp, your homeowner's insurance may be pursued for medical costs and lost wages. The financial exposure can be substantial depending on injury severity. Contact your insurance agent before hiring to understand your coverage, and consider requiring Courtesy Electric to add you as an additional insured on a general liability policy or to obtain project-specific coverage for your job.

The feedback indicates challenges with initial appointment scheduling for estimates, not with completing contracted work. One customer reported satisfactory completion of diagnostic and repair services. However, with only 3 years of operation and limited review history, you should ask directly about their current scheduling practices and get a clear timeline for both the estimate and the actual project start to avoid delays.

Yes, you can request that they obtain project-specific coverage or provide documentation of liability insurance that includes employer's liability coverage. Some contractors without full workers comp policies will obtain coverage for larger projects when requested. Get this commitment in writing before signing any contract, and verify the coverage directly with the insurance carrier.

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How We Compare Contractors

License Verification

All license data is sourced from official California CSLB records and verified regularly.

Review Analysis

Customer reviews are aggregated from Google and analyzed to identify patterns in service quality.

Detailed Comparison

We analyze credentials, insurance, experience, and feedback to highlight meaningful differences.

Not all licensed contractors are created equal. While a valid license is the baseline requirement in California, contractors can vary significantly in experience, insurance coverage, and customer satisfaction.

  • Experience matters: A contractor with 15+ years of experience has likely encountered and solved problems that newer contractors haven't faced yet.
  • Workers' compensation protects you: If a contractor without workers' comp insurance has an employee injured on your property, you could be held liable.
  • Reviews reveal patterns: Individual reviews can be misleading, but patterns across many reviews often reveal a contractor's true strengths and weaknesses.
  • Bond amounts vary: A contractor's bond provides financial protection if they fail to complete work as agreed. Higher bonds offer more protection.

Taking time to compare contractors on these factors can save you from costly mistakes and help ensure your project is completed by a qualified professional.

Data Sources: License information from California CSLB. Ratings and reviews from Google. Last verified March 11, 2026.

This comparison is based on publicly available information. We recommend getting multiple quotes and verifying all credentials directly before hiring.

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