Compare Local Pros
Sagan Electric vs Seguro Electric
Sacramento Electrical Contractors Comparison · Updated March 2026
Sagan Electric brings seven years of licensing and workers compensation insurance versus Seguro Electric's newer contractor profile without workers comp coverage.
| Sagan Electric | Seguro Electric | |
|---|---|---|
| Rating | ★ 5.0 | ★ 5.0 |
| Years Licensed | 7 years | 0 years |
| License # | 1050318 | 1144811 |
| Workers' Comp | ✓ Yes | — |
| Bond Amount | $25,000 | $25,000 |
| Location | Rancho Cordova, CA | Sacramento, CA |
| Website | saganelectric.com | seguroelectric.com |
Key Differences
What Customers Say
Sagan Electric
Customers emphasize Sagan Electric's punctual arrivals at scheduled times, same-day quotes, and valuable handling of administrative tasks like permitting and rebate applications.
Seguro Electric
Customers highlight Felipe's personal involvement, quick problem diagnosis, and efficient project completion with fair pricing.
Key Takeaway: Sagan Electric receives more feedback about administrative support and scheduling reliability, while Seguro Electric's feedback centers on direct owner responsiveness and diagnostic speed.
Customer Reviews
Sagan Electric
Great job fast work. Daniel was super quick and professional.
Very friendly and helpful. Quick installation.
Sagan Electric did an incredible job and I would highly recommend their work to anyone. Great value and high quality work!
Seguro Electric
Professional and reliable. Installed an EV charger in the garage. Responsive, efficient, and completed the installation without any issues.
Felipe has been such a help with installing my holiday lights. He's very knowledgeable, professional, and overall great guy!
Felipe has helped us with countless projects from installing fans to troubleshooting issues. Every time he helped us he was nothing but professional, honest, and overall a great guy. Highly recommend...
Consider Sagan Electric if...
- ✓ You want workers compensation coverage protecting you from contractor injury liability during electrical work on your property
- ✓ Your project involves permitting, utility coordination, or rebate applications where established relationships with local agencies provide value
- ✓ You're dealing with an older home where seven years of troubleshooting experience helps identify hidden wiring problems or code violations
- ✓ You prefer a company with documented history handling complex panel upgrades and full rewiring projects
Consider Seguro Electric if...
- ✓ You're willing to verify your homeowner's insurance covers contractor injuries and accept the associated liability risk for potential cost savings
- ✓ You value direct owner involvement throughout your project with Felipe personally handling the work
- ✓ Your project is straightforward (simple EV charger install, ceiling fan, outlet work) where extensive experience provides less advantage
- ✓ You prioritize quick diagnosis and efficient completion for smaller electrical repairs
Questions to Ask Before Hiring
- → Ask Seguro Electric directly about liability coverage and confirm with your homeowner's insurance whether contractor injuries are covered under your policy
- → Ask Seguro Electric for references from projects matching your scope, particularly if your work involves panel upgrades or permit coordination
- → Ask both companies about their timeline for permitting and utility coordination if your project requires inspections or SMUD involvement
- → Ask both contractors how they handle unexpected issues discovered during panel work, such as outdated wiring or code violations
The Bottom Line
For most homeowners, Sagan Electric is the safer choice with seven years of licensing, workers compensation insurance protecting you from liability, and established processes for permitting and utility coordination. The insurance difference alone matters significantly—contractor injuries do happen, and workers comp coverage keeps claims off your homeowner's policy. Seguro Electric offers responsive owner-operated service that works for straightforward projects if you're comfortable verifying your liability exposure and confirming your homeowner's insurance covers contractor injuries. For panel upgrades, older homes, or any project requiring permits and utility coordination, Sagan's experience and complete insurance coverage provide meaningfully better protection.
Get Up to 3 Free Quotes
Compare prices from licensed, verified contractors
Frequently Asked Questions
If a worker is injured at your home and the contractor lacks workers compensation insurance, your homeowner's insurance may become the primary coverage for medical bills and lost wages. This could result in claims against your policy and potentially higher premiums. With Sagan Electric's workers comp coverage, their insurance handles worker injuries, keeping liability off your policy.
Not necessarily for straightforward projects like outlet additions or simple EV charger installations. However, for complex work like panel upgrades in older homes, Sagan's seven years of experience provides more exposure to hidden issues, permit complications, and code violations that newer contractors haven't encountered as frequently. Experience matters most when problems arise during a project.
Both complete EV charger installations efficiently, but Sagan Electric explicitly mentions relationships with SMUD rebate programs and handles the rebate application process for customers. If you're pursuing utility rebates or need coordination with SMUD for electrical capacity questions, Sagan's established utility relationships provide administrative value. For straightforward installations without rebate considerations, both appear capable.
Both companies receive feedback about fair and competitive pricing. Without workers compensation insurance costs, Seguro Electric may potentially offer lower quotes on some projects. However, evaluate any price difference against the liability risk you're accepting and whether your homeowner's insurance premium could be affected by contractor injury claims. The cheapest quote isn't always the best value when insurance protection differs significantly.
Looking for the Best?
See our ranked list of top electrical contractors in Sacramento.
Other Sacramento Electrical Contractors Comparisons
How We Compare Contractors
License Verification
All license data is sourced from official California CSLB records and verified regularly.
Review Analysis
Customer reviews are aggregated from Google and analyzed to identify patterns in service quality.
Detailed Comparison
We analyze credentials, insurance, experience, and feedback to highlight meaningful differences.
Not all licensed contractors are created equal. While a valid license is the baseline requirement in California, contractors can vary significantly in experience, insurance coverage, and customer satisfaction.
- Experience matters: A contractor with 15+ years of experience has likely encountered and solved problems that newer contractors haven't faced yet.
- Workers' compensation protects you: If a contractor without workers' comp insurance has an employee injured on your property, you could be held liable.
- Reviews reveal patterns: Individual reviews can be misleading, but patterns across many reviews often reveal a contractor's true strengths and weaknesses.
- Bond amounts vary: A contractor's bond provides financial protection if they fail to complete work as agreed. Higher bonds offer more protection.
Taking time to compare contractors on these factors can save you from costly mistakes and help ensure your project is completed by a qualified professional.
Data Sources: License information from California CSLB. Ratings and reviews from Google. Last verified March 12, 2026.
This comparison is based on publicly available information. We recommend getting multiple quotes and verifying all credentials directly before hiring.
Get in Touch
Have questions or feedback? We'd love to hear from you.