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Sacramento Electric vs Sagan Electric
Sacramento Electrical Contractors Comparison · Updated March 2026
Sagan Electric carries workers compensation insurance while Sacramento Electric does not, creating significant liability differences for homeowners.
| Sacramento Electric | Sagan Electric | |
|---|---|---|
| Rating | ★ 4.7 | ★ 5.0 |
| Years Licensed | 9 years | 7 years |
| License # | 1028480 | 1050318 |
| Workers' Comp | — | ✓ Yes |
| Bond Amount | $25,000 | $25,000 |
| Location | Carmichael, CA | Rancho Cordova, CA |
| Website | — | saganelectric.com |
Key Differences
What Customers Say
Sacramento Electric
Sacramento Electric's customers emphasize friendly personal relationships and professional demeanor, suggesting a service style built on interpersonal connection.
Sagan Electric
Sagan Electric's customers consistently highlight operational reliability with punctual arrivals, fast quote turnaround, proactive communication, and administrative support like handling permits.
Key Takeaway: Sacramento Electric delivers relationship-focused service while Sagan Electric demonstrates systematized operations with measurable performance in timing and project coordination.
Customer Reviews
Sacramento Electric
highly recomend for varios electric needs
It was great seeing a lot of the people that I worked with before my retirement in 2012. Lot of them have beards now so it took longer to reckonize some. Of course LeighAnn and Tru stood out. Lots of ...
They are great at what they do...
Sagan Electric
Great job fast work. Daniel was super quick and professional.
Very friendly and helpful. Quick installation.
Sagan Electric did an incredible job and I would highly recommend their work to anyone. Great value and high quality work!
Consider Sacramento Electric if...
- ✓ You prioritize personal rapport and have worked with electricians on your property before who will handle their own insurance verification.
- ✓ Your project is straightforward residential work where you value friendly, relationship-focused service over speed.
- ✓ You've confirmed your homeowner's insurance provides adequate coverage for contractor injuries and you're comfortable assuming that liability risk.
- ✓ You're seeking a local Carmichael contractor and the extra two years of licensing experience matters for your specific situation.
Consider Sagan Electric if...
- ✓ You want to eliminate personal liability risk with proper workers compensation coverage in place before anyone starts work.
- ✓ Your project involves permitting, utility coordination, or SMUD rebate applications that you'd prefer the contractor handle.
- ✓ You're installing an EV charger, upgrading a panel, or doing other modern electrical work where their documented specialization is relevant.
- ✓ You need quick response times with same-day quotes and fast project completion, or you value punctual arrivals and proactive communication throughout the process.
Questions to Ask Before Hiring
- → For Sacramento Electric: Ask directly about insurance coverage for workers and request verification. Confirm with your homeowner's insurance whether you're protected if a contractor's employee is injured on your property.
- → For both companies: Request references from projects similar to yours in scope and complexity, particularly if your work involves panel upgrades or installations requiring permits.
- → For Sacramento Electric: Ask how many electricians will be on site and what safety protocols they follow, since you're assuming more liability risk.
- → For Sagan Electric: Ask about their typical timeline from quote to completion for your specific project type, and confirm they'll handle permitting if your work requires it.
The Bottom Line
Sagan Electric is the safer choice for most homeowners due to their workers compensation coverage, which eliminates significant personal liability risk. Their systematized operations, documented expertise with modern electrical needs like EV chargers, and efficient handling of permits and rebates make them well-suited for projects requiring coordination or quick turnaround. Sacramento Electric's nine years of experience and relationship-focused approach appeal if you specifically value personal service, but only if you've verified your insurance situation and accepted the liability implications. For a decision this week, Sagan Electric provides comprehensive protection and operational efficiency that matter more than the two-year experience difference.
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Frequently Asked Questions
It matters significantly regardless of project size. Electrical work involves inherent risks like working in panels with live electricity, using ladders, and accessing tight spaces. If an electrician is injured on your property and the company has no workers comp, your homeowner's insurance becomes the primary coverage, potentially leading to claims against your policy and increased premiums. This risk exists whether the job takes two hours or two days.
Two additional years of licensing represents meaningful experience, but it doesn't eliminate your liability exposure. Both companies fall in the experienced tier with sufficient years to handle standard residential and commercial electrical work competently. The insurance gap creates financial risk that experience level doesn't address. You'd need to weigh whether Sacramento Electric's relationship-focused approach justifies accepting that liability.
Sagan Electric shows clear specialization in EV charger installations with documented experience navigating SMUD rebate applications and utility coordination. Customers specifically mention smooth EV charger projects with helpful equipment guidance. While Sacramento Electric can likely handle the installation, Sagan Electric's track record with these specific projects and rebate process familiarity provides more assurance for this increasingly common but still specialized work.
Based on customer feedback, Sagan Electric typically provides same-day quotes and schedules work within days of approval, making them efficient for the initial quote process. Sacramento Electric's response timeline isn't documented in the same detail. If you're comparing multiple contractors this week, starting with Sagan Electric may accelerate your decision timeline while you wait for other quotes.
Looking for the Best?
See our ranked list of top electrical contractors in Sacramento.
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How We Compare Contractors
License Verification
All license data is sourced from official California CSLB records and verified regularly.
Review Analysis
Customer reviews are aggregated from Google and analyzed to identify patterns in service quality.
Detailed Comparison
We analyze credentials, insurance, experience, and feedback to highlight meaningful differences.
Not all licensed contractors are created equal. While a valid license is the baseline requirement in California, contractors can vary significantly in experience, insurance coverage, and customer satisfaction.
- Experience matters: A contractor with 15+ years of experience has likely encountered and solved problems that newer contractors haven't faced yet.
- Workers' compensation protects you: If a contractor without workers' comp insurance has an employee injured on your property, you could be held liable.
- Reviews reveal patterns: Individual reviews can be misleading, but patterns across many reviews often reveal a contractor's true strengths and weaknesses.
- Bond amounts vary: A contractor's bond provides financial protection if they fail to complete work as agreed. Higher bonds offer more protection.
Taking time to compare contractors on these factors can save you from costly mistakes and help ensure your project is completed by a qualified professional.
Data Sources: License information from California CSLB. Ratings and reviews from Google. Last verified March 10, 2026.
This comparison is based on publicly available information. We recommend getting multiple quotes and verifying all credentials directly before hiring.
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