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RPM HVAC Service vs Seguro Electric
Sacramento Electrical Contractors Comparison · Updated March 2026
You're comparing an established HVAC contractor with 11 years of experience to a newer electrician without workers compensation coverage.
| RPM HVAC Service | Seguro Electric | |
|---|---|---|
| Rating | ★ 4.9 | ★ 5.0 |
| Years Licensed | 11 years | 0 years |
| License # | 995282 | 1144811 |
| Workers' Comp | ✓ Yes | — |
| Bond Amount | $25,000 | $25,000 |
| Location | Citrus Heights, CA | Sacramento, CA |
| Website | www.rpmhvacservice.com | seguroelectric.com |
Key Differences
What Customers Say
RPM HVAC Service
Customers consistently highlight RPM's ability to provide same-day or next-day service even during peak demand periods, with technicians offering thorough explanations and transparent pricing throughout the process.
Seguro Electric
Customers emphasize Felipe's quick diagnostic abilities and efficient project completion, with multiple clients returning for additional electrical work based on initial positive experiences.
Key Takeaway: RPM's feedback spans a broader range of project complexities and emergency situations over time, while Seguro's feedback centers on Felipe's individual technical skills with less operational history to assess consistency across varying conditions.
Customer Reviews
RPM HVAC Service
Great communication. On time. Provided various scenarios. Started with the most obvious/lowest price item which fixed it for now. My system is old, so fingers crossed it keeps going.
Representative showed up on time got to work right away. Found an unexpected issue that saved us a major repair work. Got the system working very happy.
Great service. They were out to see me the same day I called.
Seguro Electric
Professional and reliable. Installed an EV charger in the garage. Responsive, efficient, and completed the installation without any issues.
Felipe has been such a help with installing my holiday lights. He's very knowledgeable, professional, and overall great guy!
Felipe has helped us with countless projects from installing fans to troubleshooting issues. Every time he helped us he was nothing but professional, honest, and overall a great guy. Highly recommend...
Consider RPM HVAC Service if...
- ✓ You need HVAC services including installation, repair, maintenance, or duct work for residential or commercial properties throughout Sacramento County
- ✓ You want the protection of working with a contractor who carries workers compensation insurance, eliminating your liability exposure
- ✓ Your project is complex or involves older equipment where 11 years of diagnostic experience matters for identifying hidden issues
- ✓ You value an established track record with documented performance across heat waves, emergency repairs, and planned installations
Consider Seguro Electric if...
- ✓ You need electrical work such as EV charger installation, panel upgrades, ceiling fans, or troubleshooting in the Sacramento area
- ✓ You're comfortable verifying your homeowner's insurance covers contractor injuries or obtaining a rider, since workers comp isn't on file
- ✓ Your electrical project is straightforward with clear scope where newer licensure presents acceptable risk
- ✓ You prioritize working directly with Felipe, whose technical expertise and quick diagnostics receive consistent customer praise despite limited operational history
Questions to Ask Before Hiring
- → For Seguro Electric: Ask directly about workers compensation coverage status and request documentation. Confirm whether your homeowner's insurance policy covers injuries to contractors without their own workers comp, or if you need additional coverage.
- → For Seguro Electric: Ask for references from projects completed in the past year that match your specific electrical needs, and verify how Felipe handles complications that arise during installations.
- → For both companies: Request a detailed written estimate with scope of work, timeline, payment schedule, and warranty terms specific to your project type.
The Bottom Line
These contractors serve different trades, so your immediate need determines the choice. If you need HVAC work, RPM HVAC Service is the clear option with 11 years of experience, full insurance coverage including workers comp, and consistent performance data across diverse projects. If you need electrical work, Seguro Electric offers the technical expertise customers praise, but you must address the workers compensation gap before hiring—contact your insurance agent to understand your liability exposure and consider requiring additional coverage documentation. The experience difference matters most for complex projects; for straightforward electrical work with proper liability protection in place, Seguro's newer status presents manageable risk given strong customer feedback on Felipe's capabilities.
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Frequently Asked Questions
If a worker is injured on your property and the company doesn't carry workers comp, your homeowner's insurance may become the primary coverage for their medical bills and lost wages. This can result in claims against your policy, potentially raising your premiums or exposing you to lawsuits. RPM carries this coverage; Seguro does not have it on file, making this a significant protection difference regardless of trade.
It depends on project complexity. For straightforward replacements with clear scope, newer contractors often perform well. For diagnostic work, older systems, or projects where hidden issues might emerge, 11 years means exposure to thousands more scenarios and equipment types. Experienced contractors typically complete projects faster because they've solved similar problems before and anticipate complications.
Since they serve different trades, you can't directly compare HVAC versus electrical pricing. Both receive feedback characterizing their pricing as fair without upselling. Request itemized estimates from each for your specific project type, and compare against 2-3 other licensed contractors in the same trade to ensure competitive pricing while factoring in the insurance and experience differences.
Yes, but take specific steps to protect yourself. Contact your homeowner's insurance agent to verify coverage for contractor injuries and consider requiring Seguro to add you as an additional insured on their general liability policy. You can also request proof that Felipe will be the only person working on your property, reducing the number of potential workers. Document everything in writing before work begins.
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See our ranked list of top electrical contractors in Sacramento.
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How We Compare Contractors
License Verification
All license data is sourced from official California CSLB records and verified regularly.
Review Analysis
Customer reviews are aggregated from Google and analyzed to identify patterns in service quality.
Detailed Comparison
We analyze credentials, insurance, experience, and feedback to highlight meaningful differences.
Not all licensed contractors are created equal. While a valid license is the baseline requirement in California, contractors can vary significantly in experience, insurance coverage, and customer satisfaction.
- Experience matters: A contractor with 15+ years of experience has likely encountered and solved problems that newer contractors haven't faced yet.
- Workers' compensation protects you: If a contractor without workers' comp insurance has an employee injured on your property, you could be held liable.
- Reviews reveal patterns: Individual reviews can be misleading, but patterns across many reviews often reveal a contractor's true strengths and weaknesses.
- Bond amounts vary: A contractor's bond provides financial protection if they fail to complete work as agreed. Higher bonds offer more protection.
Taking time to compare contractors on these factors can save you from costly mistakes and help ensure your project is completed by a qualified professional.
Data Sources: License information from California CSLB. Ratings and reviews from Google. Last verified March 13, 2026.
This comparison is based on publicly available information. We recommend getting multiple quotes and verifying all credentials directly before hiring.
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