Compare Local Pros
Oldtown Electric vs Seguro Electric
Sacramento Electrical Contractors Comparison · Updated March 2026
Oldtown Electric offers three years of licensed experience and workers compensation coverage, while Seguro Electric is newer without workers comp insurance on file.
| Oldtown Electric | Seguro Electric | |
|---|---|---|
| Rating | ★ 5.0 | ★ 5.0 |
| Years Licensed | 3 years | 0 years |
| License # | 1099728 | 1144811 |
| Workers' Comp | ✓ Yes | — |
| Bond Amount | $25,000 | $25,000 |
| Location | Citrus Heights, CA | Sacramento, CA |
| Website | www.oldtownelectricinc.net | seguroelectric.com |
Key Differences
What Customers Say
Oldtown Electric
Customers consistently emphasize Oldtown Electric's prompt scheduling with same-day or next-day availability and technicians arriving at the beginning of service windows.
Seguro Electric
Customers highlight Felipe's personal responsiveness and ability to quickly diagnose electrical problems with efficient project completion.
Key Takeaway: Oldtown Electric's feedback suggests established scheduling systems with predictable service windows, while Seguro Electric's pattern reflects highly personalized owner-direct service with diagnostic speed as a standout strength.
Customer Reviews
Oldtown Electric
Old Town Electric did a fabulous job running power 400 feet from the service to our barn, installing a subpanel, 30 overhead lights in our covered arena and barn, light switches and plugs throughout,...
I am completely happy with Old Town Electric's service. Not only did they provide a competitive quote for my EV charger installation, they walked me through the app setup and explained the work they ...
Courteous and speedy, got the job done explained the issue well.
Seguro Electric
Professional and reliable. Installed an EV charger in the garage. Responsive, efficient, and completed the installation without any issues.
Felipe has been such a help with installing my holiday lights. He's very knowledgeable, professional, and overall great guy!
Felipe has helped us with countless projects from installing fans to troubleshooting issues. Every time he helped us he was nothing but professional, honest, and overall a great guy. Highly recommend...
Consider Oldtown Electric if...
- ✓ You want to minimize liability risk, as Oldtown Electric's workers compensation coverage protects you if anyone is injured during your electrical project
- ✓ Your project involves older wiring or a home built before 1980, where three years of troubleshooting experience helps identify hidden issues like aluminum wiring or undersized service panels
- ✓ You value predictable scheduling with same-day or next-day service availability and technicians arriving at the start of their window
- ✓ You're undertaking a complex installation like a subpanel addition or whole-panel replacement where experience navigating permit inspections matters
Consider Seguro Electric if...
- ✓ You prioritize working directly with the owner on every aspect of your project and value highly personalized service
- ✓ You have a straightforward project like a ceiling fan installation or outlet repair where licensing complexity matters less
- ✓ You're willing to verify workers comp coverage directly with Seguro Electric or accept potential liability gaps after confirming your homeowner's policy provides adequate protection
- ✓ Felipe's quick diagnostic ability appeals to you for troubleshooting intermittent electrical problems
Questions to Ask Before Hiring
- → Ask Seguro Electric if workers compensation insurance has been obtained since the last filing, and request a certificate of insurance showing current coverage
- → Confirm with your homeowner's insurance agent whether your policy covers contractor injuries if workers comp is not in place, and what that could mean for your rates
- → Ask Seguro Electric for references from panel upgrade or EV charger projects completed in the past year to assess consistency across their newer operation
- → Ask both companies how they handle unexpected complications discovered during panel work, such as outdated grounding or code violations requiring additional repairs
The Bottom Line
For most homeowners, Oldtown Electric is the lower-risk choice. The company's workers compensation coverage protects you from liability if someone is injured during your project, and three years of licensed operation means more experience handling unexpected complications in older homes or complex installations. Customers consistently report reliable scheduling and clear communication alongside technical competence. Seguro Electric offers personalized owner-led service and customers report satisfaction with completed work, but the lack of workers comp insurance on file creates real liability exposure for you as the homeowner. If you're considering Seguro Electric, verify current workers comp coverage and confirm your homeowner's insurance provides adequate protection before moving forward. For standard residential electrical work with proper risk protection, Oldtown Electric provides more comprehensive coverage.
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Frequently Asked Questions
Without workers compensation insurance, an injured worker could file a claim against your homeowner's insurance policy, which may increase your rates or expose you to out-of-pocket costs if injuries exceed your coverage limits. This is why verifying current workers comp coverage with Seguro Electric is essential before signing a contract. Oldtown Electric's workers comp coverage eliminates this risk.
For straightforward EV charger installations in newer homes with adequate panel capacity, the experience gap matters less. However, if your panel is already near capacity, your home has older wiring, or you need a service upgrade to support the charger, three years of experience means Oldtown Electric has likely navigated those complications more frequently. Newer contractors can absolutely handle complex work, but they've encountered fewer variations of problems.
Seguro Electric appears to be Felipe working directly on projects, providing consistency but limited scheduling flexibility. Oldtown Electric's three years suggests they may have additional technicians, which could explain their same-day and next-day service availability that customers mention frequently. Ask each company directly who will perform your work and how quickly they can schedule.
Both companies carry the California-required $25,000 bond, which provides some protection if work is abandoned or not completed as agreed. However, the bond doesn't cover injuries or property damage during work—that's where workers comp and general liability insurance matter. The bond is baseline protection, not comprehensive coverage.
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How We Compare Contractors
License Verification
All license data is sourced from official California CSLB records and verified regularly.
Review Analysis
Customer reviews are aggregated from Google and analyzed to identify patterns in service quality.
Detailed Comparison
We analyze credentials, insurance, experience, and feedback to highlight meaningful differences.
Not all licensed contractors are created equal. While a valid license is the baseline requirement in California, contractors can vary significantly in experience, insurance coverage, and customer satisfaction.
- Experience matters: A contractor with 15+ years of experience has likely encountered and solved problems that newer contractors haven't faced yet.
- Workers' compensation protects you: If a contractor without workers' comp insurance has an employee injured on your property, you could be held liable.
- Reviews reveal patterns: Individual reviews can be misleading, but patterns across many reviews often reveal a contractor's true strengths and weaknesses.
- Bond amounts vary: A contractor's bond provides financial protection if they fail to complete work as agreed. Higher bonds offer more protection.
Taking time to compare contractors on these factors can save you from costly mistakes and help ensure your project is completed by a qualified professional.
Data Sources: License information from California CSLB. Ratings and reviews from Google. Last verified March 12, 2026.
This comparison is based on publicly available information. We recommend getting multiple quotes and verifying all credentials directly before hiring.
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