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Hagan Electric vs Seguro Electric
Sacramento Electrical Contractors Comparison · Updated March 2026
Hagan Electric brings 26 years of licensed experience and full insurance coverage, while Seguro Electric is a newer contractor without workers compensation insurance on file.
| Hagan Electric | Seguro Electric | |
|---|---|---|
| Rating | ★ 4.9 | ★ 5.0 |
| Years Licensed | 26 years | 0 years |
| License # | 777574 | 1144811 |
| Workers' Comp | ✓ Yes | — |
| Bond Amount | $25,000 | $25,000 |
| Location | Antelope, CA | Sacramento, CA |
| Website | www.hagan-electric.com | seguroelectric.com |
Key Differences
What Customers Say
Hagan Electric
Customers emphasize Hagan Electric's responsiveness with same-day service, technical ability to diagnose complex problems in older homes, and transparent communication from estimate through completion.
Seguro Electric
Customers highlight Felipe's professional approach, quick diagnostic ability, and efficient project completion with fair pricing and strong communication.
Key Takeaway: Hagan Electric's feedback specifically mentions capability with complex troubleshooting and older home electrical systems, while Seguro Electric's feedback focuses more on straightforward efficiency and professionalism for standard installations.
Customer Reviews
Hagan Electric
I love Hagan electric! I called about 10 electricians to check the ground wire for the house and other companies either wanted a huge fee or I had to wait days. I called Hagan Electric and they came ...
Israel showed up on time and was very informative. He was fast and effective. Thank you again. Will call you in the future.
Israel just left after having done a great job. He installed three outdoor GFCI outlets for me, and both Zac and Israel were great at communicating prior to the job. Israel is a good teacher and expla...
Seguro Electric
Professional and reliable. Installed an EV charger in the garage. Responsive, efficient, and completed the installation without any issues.
Felipe has been such a help with installing my holiday lights. He's very knowledgeable, professional, and overall great guy!
Felipe has helped us with countless projects from installing fans to troubleshooting issues. Every time he helped us he was nothing but professional, honest, and overall a great guy. Highly recommend...
Consider Hagan Electric if...
- ✓ Your home is older and electrical work may uncover hidden issues requiring experienced problem-solving and knowledge of how Sacramento-area homes were wired across different decades.
- ✓ You want the liability protection of working with a fully insured contractor, eliminating personal exposure if a technician is injured during your project.
- ✓ Your project is complex, such as a full panel replacement in a home with outdated wiring, where 26 years of troubleshooting experience provides meaningful risk reduction.
- ✓ You value the stability of an established business with documented ability to handle both routine installations and unexpected complications that arise mid-project.
Consider Seguro Electric if...
- ✓ Your project is straightforward, such as a standard EV charger installation or ceiling fan replacement, where the complexity doesn't necessarily require decades of experience.
- ✓ You prioritize direct owner involvement and are comfortable working with a newer business where Felipe handles projects personally.
- ✓ You're willing to verify your homeowner's insurance covers contractor injuries and accept the liability considerations of working with a contractor without workers compensation coverage.
- ✓ You've confirmed the specific project matches Seguro Electric's documented experience and have checked references for similar work.
Questions to Ask Before Hiring
- → For Seguro Electric: Ask directly about liability insurance coverage and confirm with your homeowner's insurance whether you're protected if a contractor without workers comp is injured on your property.
- → For Seguro Electric: Request references specifically for projects matching yours in complexity, and ask how many similar installations they've completed since licensing.
- → For both: Ask what happens if the project uncovers unexpected issues like outdated wiring or code violations, and how their pricing and timeline would adjust.
The Bottom Line
For most homeowners, Hagan Electric is the clearer choice this week. The combination of 26 years of licensed experience and full workers compensation coverage provides both technical depth and liability protection that matter for residential electrical work. If your project is complex, your home is older, or you simply want to eliminate personal injury liability, Hagan Electric offers measurably better risk management. Seguro Electric could work for straightforward installations if you verify insurance coverage with your agent and confirm their experience matches your specific project, but you're accepting additional liability and working with a contractor still building their track record. Unless budget constraints or scheduling force the issue, the veteran contractor with complete insurance coverage is the more protective decision.
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Frequently Asked Questions
Workers compensation protects you if a contractor's employee is injured on your property. Without it, an injured worker could potentially file a claim against your homeowner's insurance. Before hiring any contractor without workers comp, call your insurance agent to understand your exposure and whether your policy covers this gap. This is a real liability consideration, not just a paperwork issue.
For a straightforward installation in a newer home with adequate panel capacity, the experience gap matters less. However, if your panel needs upgrading, your home has older wiring, or complications arise during installation, Hagan Electric's experience troubleshooting Sacramento-area homes across different building eras becomes valuable. Consider your specific home's age and electrical system condition when weighing this factor.
Customer feedback describes both companies as offering fair and transparent pricing, suggesting they operate in similar price ranges. As a newer business, Seguro Electric may potentially offer competitive rates to build their customer base, but this isn't explicitly confirmed in available data. Get written estimates from both to compare directly for your specific project.
Positive feedback indicates both deliver satisfactory work on the projects they complete. The experience difference matters when unexpected issues arise—outdated wiring, hidden damage, code complications—where pattern recognition from hundreds of previous projects helps navigate solutions efficiently. A newer contractor may handle routine installations well but has less exposure to the full range of problems that can emerge in Sacramento's diverse housing stock.
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See our ranked list of top electrical contractors in Sacramento.
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How We Compare Contractors
License Verification
All license data is sourced from official California CSLB records and verified regularly.
Review Analysis
Customer reviews are aggregated from Google and analyzed to identify patterns in service quality.
Detailed Comparison
We analyze credentials, insurance, experience, and feedback to highlight meaningful differences.
Not all licensed contractors are created equal. While a valid license is the baseline requirement in California, contractors can vary significantly in experience, insurance coverage, and customer satisfaction.
- Experience matters: A contractor with 15+ years of experience has likely encountered and solved problems that newer contractors haven't faced yet.
- Workers' compensation protects you: If a contractor without workers' comp insurance has an employee injured on your property, you could be held liable.
- Reviews reveal patterns: Individual reviews can be misleading, but patterns across many reviews often reveal a contractor's true strengths and weaknesses.
- Bond amounts vary: A contractor's bond provides financial protection if they fail to complete work as agreed. Higher bonds offer more protection.
Taking time to compare contractors on these factors can save you from costly mistakes and help ensure your project is completed by a qualified professional.
Data Sources: License information from California CSLB. Ratings and reviews from Google. Last verified March 12, 2026.
This comparison is based on publicly available information. We recommend getting multiple quotes and verifying all credentials directly before hiring.
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