Compare Local Pros
Four Ace Electrical Services vs Seguro Electric
Sacramento Electrical Contractors Comparison · Updated March 2026
Four Ace brings 18 years of licensed experience and workers comp protection versus Seguro's newer operation without workers comp coverage.
| Four Ace Electrical Services | Seguro Electric | |
|---|---|---|
| Rating | ★ 5.0 | ★ 5.0 |
| Years Licensed | 18 years | 0 years |
| License # | 907701 | 1144811 |
| Workers' Comp | ✓ Yes | — |
| Bond Amount | $25,000 | $25,000 |
| Location | Sacramento, CA | Sacramento, CA |
| Website | fouraceelectrical.com | seguroelectric.com |
Key Differences
What Customers Say
Four Ace Electrical Services
Customers consistently praise Four Ace for thorough explanations of electrical issues, honest assessments that sometimes reveal simpler solutions than expected, and professional execution across both basic and complex projects.
Seguro Electric
Customers highlight Felipe's quick diagnostic abilities, efficient project completion, and fair pricing with strong personal communication throughout the work.
Key Takeaway: Four Ace's feedback emphasizes experience-driven problem-solving and honest guidance across diverse project complexities, while Seguro's feedback focuses on efficient execution of more straightforward installations with personalized owner attention.
Customer Reviews
Four Ace Electrical Services
I did not hire them because my plan changes, but they are very detailed in what it needs to be done to replace the breaker panel.
I recieved estimate at a great price. I will keep the company in mind for future services .
They were very professional and courteous and fast too!
Seguro Electric
Professional and reliable. Installed an EV charger in the garage. Responsive, efficient, and completed the installation without any issues.
Felipe has been such a help with installing my holiday lights. He's very knowledgeable, professional, and overall great guy!
Felipe has helped us with countless projects from installing fans to troubleshooting issues. Every time he helped us he was nothing but professional, honest, and overall a great guy. Highly recommend...
Consider Four Ace Electrical Services if...
- ✓ Your project involves an older home where hidden issues are likely, such as outdated wiring, aluminum wiring replacement, or knob-and-tube removal where 18 years of experience matters.
- ✓ You want to minimize personal liability exposure, as Four Ace's workers comp insurance protects you if an electrician is injured on your property.
- ✓ You're planning complex work like complete panel replacements in homes with unusual configurations or whole house rewiring where veteran-level problem-solving is valuable.
- ✓ You value established operational systems and multiple technicians who can handle scheduling flexibility for larger projects.
Consider Seguro Electric if...
- ✓ Your project is straightforward with clear scope, such as an EV charger installation, ceiling fan replacement, or basic panel upgrade where technical complexity is lower.
- ✓ You prioritize direct owner involvement throughout your project and value the personalized attention that comes with a smaller operation.
- ✓ You're willing to verify your homeowner's insurance covers contractor injuries and accept the associated liability risk in exchange for potentially competitive pricing.
- ✓ Your timeline is flexible enough to work with a single-operator schedule that may have less availability than a multi-technician team.
Questions to Ask Before Hiring
- → Ask Seguro Electric directly about liability coverage and confirm with your homeowner's insurance whether you're protected if a contractor without workers comp is injured on your property.
- → Ask Seguro for references from projects similar in scope to yours, particularly if your work involves complications like older home electrical systems or diagnosing intermittent problems.
- → Ask both companies how they handle unexpected issues discovered during wall openings or panel work, and whether their estimates include contingency allowances for older homes.
The Bottom Line
Four Ace Electrical Services is the safer choice for most homeowners, particularly those with older homes, complex electrical needs, or concerns about liability protection. The 18-year track record and workers comp coverage provide meaningful risk reduction that justifies working with them for projects of any size. Seguro Electric could work for straightforward installations in newer homes if you verify your homeowner's insurance covers contractor injuries and you're comfortable with the liability risk. However, the lack of workers comp is a real concern that affects your personal exposure. For projects involving troubleshooting, older home complications, or significant rewiring, Four Ace's veteran experience is worth the investment.
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Frequently Asked Questions
If an electrician without workers comp coverage is injured at your home, you may be personally liable for their medical bills, lost wages, and potential legal costs. Your homeowner's insurance might cover this, but it could affect your rates or result in a claim on your policy. Four Ace's workers comp transfers this risk entirely to their insurer, protecting you from this liability.
For straightforward panel swaps in newer homes, the difference may be minimal. But in older Sacramento homes, experienced electricians better anticipate issues like undersized service feeds, aluminum wiring integration, outdated grounding systems, or structural complications during installation. Veteran contractors have seen more variations and can diagnose problems faster, potentially saving you money on change orders.
Newer licensing doesn't necessarily mean newer technical skills—Felipe may have worked as an electrician for years before obtaining his own license. Customer feedback shows competent work on standard installations. However, for complex diagnostics, whole house rewiring, or unusual problems, less institutional experience means higher risk of overlooked issues or longer troubleshooting time.
Seguro operates as a single-owner model where Felipe personally handles your project, ensuring consistency but limiting availability and capacity for larger jobs. Four Ace has multiple electricians with owner oversight, providing scheduling flexibility and the ability to handle bigger projects faster while maintaining quality control through established company systems.
Looking for the Best?
See our ranked list of top electrical contractors in Sacramento.
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Mr Electric Of Rancho Cordova
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How We Compare Contractors
License Verification
All license data is sourced from official California CSLB records and verified regularly.
Review Analysis
Customer reviews are aggregated from Google and analyzed to identify patterns in service quality.
Detailed Comparison
We analyze credentials, insurance, experience, and feedback to highlight meaningful differences.
Not all licensed contractors are created equal. While a valid license is the baseline requirement in California, contractors can vary significantly in experience, insurance coverage, and customer satisfaction.
- Experience matters: A contractor with 15+ years of experience has likely encountered and solved problems that newer contractors haven't faced yet.
- Workers' compensation protects you: If a contractor without workers' comp insurance has an employee injured on your property, you could be held liable.
- Reviews reveal patterns: Individual reviews can be misleading, but patterns across many reviews often reveal a contractor's true strengths and weaknesses.
- Bond amounts vary: A contractor's bond provides financial protection if they fail to complete work as agreed. Higher bonds offer more protection.
Taking time to compare contractors on these factors can save you from costly mistakes and help ensure your project is completed by a qualified professional.
Data Sources: License information from California CSLB. Ratings and reviews from Google. Last verified March 12, 2026.
This comparison is based on publicly available information. We recommend getting multiple quotes and verifying all credentials directly before hiring.
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