Four Ace Electrical Services vs Scarbrough Electric
Sacramento Electrical Contractors Comparison · Updated March 2026
Four Ace brings 18 years of veteran experience with full insurance protection, while Scarbrough offers faster scheduling but lacks workers compensation coverage.
| Four Ace Electrical Services | Scarbrough Electric | |
|---|---|---|
| Rating | ★ 5.0 | ★ 5.0 |
| Years Licensed | 18 years | 4 years |
| License # | 907701 | 1091074 |
| Workers' Comp | ✓ Yes | — |
| Bond Amount | $25,000 | $25,000 |
| Location | Sacramento, CA | Sacramento, CA |
| Website | fouraceelectrical.com | — |
Key Differences
What Customers Say
Four Ace Electrical Services
Customers consistently praise Four Ace for professional communication, thorough explanations of electrical issues, and honest assessments that sometimes identify simpler solutions than expected, saving homeowners money.
Scarbrough Electric
Customers emphasize Scarbrough's exceptional responsiveness with same-day availability, quick project completion, and the owner's personable approach combined with fair pricing communicated clearly via text.
Key Takeaway: Four Ace customers highlight depth of explanation and money-saving honesty, while Scarbrough customers prioritize speed and scheduling flexibility, reflecting the difference between a veteran team operation and an agile owner-operator model.
Customer Reviews
Four Ace Electrical Services
I did not hire them because my plan changes, but they are very detailed in what it needs to be done to replace the breaker panel.
I recieved estimate at a great price. I will keep the company in mind for future services .
They were very professional and courteous and fast too!
Scarbrough Electric
Brian did a ton of work for us, everything from installing new EV charger to adding electrical lines and outlets, adding a sub panel, to running new lines for recessed light and drilling new holes to ...
Brian from Scarbrough Electric did a fabulous job replacing the electrical panel completely and coordinating with SMUD to ensure that power was restored to our home. Our power went out very early morn...
I was referred to Brian - and from the get go his service was fantastic!! I had an issue with my doorbell with a crazy buzzing sound that was driving me crazy. Brian came over past working hours whi...
Consider Four Ace Electrical Services if...
- ✓ Your project involves an older home where hidden issues are likely, such as outdated wiring, insufficient grounding, or panel capacity problems that require experienced troubleshooting and code compliance knowledge
- ✓ You want the liability protection of working with a fully insured contractor, eliminating the risk that your homeowner's policy becomes responsible for on-site injuries
- ✓ Your electrical work is complex or multi-day, requiring the capacity of a multi-technician team rather than a single owner-operator
- ✓ You value the depth of experience that comes from 18 years of navigating permit processes, utility coordination, and municipality-specific requirements
Consider Scarbrough Electric if...
- ✓ Your project is straightforward work with minimal complexity, such as installing ceiling fans, outlets, or light fixtures where speed matters more than veteran-level experience
- ✓ You need same-day or emergency service and can accept the workers compensation liability gap in exchange for exceptional availability, including evenings and weekends
- ✓ You prefer working directly with the business owner throughout the entire project rather than different technicians from a larger team
- ✓ Your timeline is urgent and you're willing to verify your homeowner's insurance covers contractor injuries to get faster scheduling
Questions to Ask Before Hiring
- → Ask Scarbrough directly about liability insurance coverage and confirm with your homeowner's insurance whether your policy covers injuries to uninsured contractors working on your property
- → Ask Four Ace about their current scheduling availability to ensure their multi-technician operation can accommodate your timeline
- → Ask Scarbrough for references from projects involving older homes or complex troubleshooting to assess experience with complications beyond routine installations
- → Ask both companies how they handle situations where initial assessments reveal code violations or hidden damage requiring additional work beyond the original scope
The Bottom Line
Four Ace Electrical Services is the stronger choice for most homeowners, particularly those with older homes, complex projects, or anyone uncomfortable with the liability exposure of an uninsured contractor. Their 18 years of veteran experience means better problem diagnosis, more accurate project scoping, and capacity to handle complications without delays, all while protecting you with full workers compensation coverage. Choose Scarbrough Electric only if you need genuinely urgent same-day service for straightforward work and have confirmed your homeowner's insurance covers contractor injuries. For panel replacements, rewiring, or any work involving older electrical systems where hidden issues are likely, the experience gap strongly favors Four Ace. Verify Scarbrough's insurance status directly before hiring, as working with an uninsured contractor shifts real financial risk onto your homeowner's policy.
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Frequently Asked Questions
For truly routine installations in newer homes, both contractors handle the work competently. However, even simple projects in older Sacramento homes frequently uncover complications like outdated wiring, insufficient grounding, or overloaded circuits. Four Ace's 18 years means they've diagnosed these issues hundreds of times and know immediately how to address them without multiple trips or change orders. Scarbrough can handle these situations but has encountered fewer variations over four years.
If Scarbrough's owner is injured while working on your property, your homeowner's insurance may become the primary payer for medical expenses, rehabilitation costs, and lost wages during recovery. This could mean a claim against your policy affecting your rates, or potentially out-of-pocket costs if the injury exceeds your coverage limits. Before hiring, call your insurance agent to verify your coverage and understand your specific exposure.
It depends on your project urgency and risk tolerance. For genuine emergencies like sparking outlets or power loss, Scarbrough's same-day availability provides real value if you verify insurance coverage first. For planned projects like panel upgrades or rewiring where scheduling flexibility exists, Four Ace's full insurance protection and veteran experience typically outweigh a few days' wait. The trade-off makes less sense for complex work on older homes where experience depth matters significantly.
Yes. The $25,000 bond protects against contract abandonment or fraud, but it doesn't cover workmanship issues, code violations discovered later, or project complications. Four Ace's 18 years means they're far more likely to identify potential problems during initial assessment, provide accurate project scoping, and handle permit inspections smoothly the first time. Their workers compensation also protects you from injury liability, which the bond does not address at all.
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How We Compare Contractors
License Verification
All license data is sourced from official California CSLB records and verified regularly.
Review Analysis
Customer reviews are aggregated from Google and analyzed to identify patterns in service quality.
Detailed Comparison
We analyze credentials, insurance, experience, and feedback to highlight meaningful differences.
Not all licensed contractors are created equal. While a valid license is the baseline requirement in California, contractors can vary significantly in experience, insurance coverage, and customer satisfaction.
- Experience matters: A contractor with 15+ years of experience has likely encountered and solved problems that newer contractors haven't faced yet.
- Workers' compensation protects you: If a contractor without workers' comp insurance has an employee injured on your property, you could be held liable.
- Reviews reveal patterns: Individual reviews can be misleading, but patterns across many reviews often reveal a contractor's true strengths and weaknesses.
- Bond amounts vary: A contractor's bond provides financial protection if they fail to complete work as agreed. Higher bonds offer more protection.
Taking time to compare contractors on these factors can save you from costly mistakes and help ensure your project is completed by a qualified professional.
Data Sources: License information from California CSLB. Ratings and reviews from Google. Last verified March 13, 2026.
This comparison is based on publicly available information. We recommend getting multiple quotes and verifying all credentials directly before hiring.
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