Four Ace Electrical Services vs QD Electrical Services

If an electrician is injured while working at your home, you may be held financially responsible for their medical bills, lost wages, and disability costs through your homeowner's insurance. This can result in significant claims against your policy and potential premium increases. Before hiring QD, contact your insurance agent to understand your specific exposure and whether you're comfortable accepting this risk.

Both contractors are in the veteran tier with nearly two decades of experience each, so the practical difference in technical capability is minimal. At this experience level, individual company practices around communication, project management, and customer service typically matter more than the three-year gap. However, QD's lack of verifiable customer feedback makes it difficult to assess these operational factors.

This could reflect differences in how actively each company solicits feedback, the volume of residential work they complete, or their customer communication practices. The absence of reviews doesn't necessarily indicate poor service, but it does mean you're making a decision with less verifiable information about reliability, communication quality, and how they handle issues. You should request and personally contact references from QD to fill this information gap.

For most homeowners, yes—the liability risk is substantial and entirely avoidable by choosing a contractor with proper coverage. The potential cost of a serious injury claim far exceeds any difference in project estimates. If you're considering QD despite this gap, confirm in writing what coverage they do carry and verify with your own insurance that you're fully protected before allowing work to begin.