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Community Electric vs Mr Electric Of Rancho Cordova

Sacramento Electrical Contractors Comparison · Updated March 2026

Quick Verdict

Mr Electric carries workers compensation insurance while Community Electric does not, creating liability risk for homeowners if a technician is injured on your property.

Community Electric: Community Electric is an 18-year veteran contractor known for rapid emergency response and same-day availability, but lacks workers compensation coverage.
Mr Electric Of Rancho Cordova: Mr Electric is a 21-year veteran with full workers compensation coverage, strong SMUD program integration, and consistent technical problem-solving across complex electrical issues.
Note: Community Electric has no workers compensation insurance on file, which could expose homeowners to liability if a worker is injured during your project.
Community Electric Mr Electric Of Rancho Cordova
Rating 5.0 4.9
Years Licensed 18 years 21 years
License # 916639 849839
Workers' Comp ✓ Yes
Bond Amount $25,000 $25,000
Location Citrus Heights, CA Rancho Cordova, CA
Website mrelectric.com

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Key Differences

The most critical difference is insurance coverage: Mr Electric carries workers compensation while Community Electric does not. If a technician is injured at your home without workers comp, your homeowner's insurance may become the primary coverage, potentially increasing your premiums or exposing you to direct liability. Beyond insurance, Mr Electric's 21 years versus Community Electric's 18 years represents additional experience diagnosing complex issues. Mr Electric demonstrates broader project capabilities including EV charger installations and commercial work, plus established SMUD Home Power program integration that streamlines insurance claim work. Both contractors deliver same-day service and have loyal repeat customers, but Mr Electric's technicians are specifically noted for explaining problems clearly and arriving with necessary parts. Community Electric emphasizes emergency availability and quick turnaround, particularly valued during urgent situations. For routine repairs and straightforward installations, both have proven capable, but the workers comp gap remains a significant consideration regardless of project type.

What Customers Say

Community Electric

Community Electric customers consistently emphasize exceptional emergency response speed and same-day availability, with many maintaining multi-year relationships for repeat electrical needs.

Mr Electric Of Rancho Cordova

Mr Electric customers frequently highlight professional technicians who explain problems clearly, arrive prepared with parts, and efficiently diagnose complex electrical issues including power outages and circuit problems.

Key Takeaway: While both receive praise for responsiveness, Community Electric is specifically valued for urgent availability during emergencies, whereas Mr Electric earns recognition for thorough technical explanations and arriving prepared to complete work in one visit.

Customer Reviews

Community Electric

Dec 2024

I called this company in a pinch. I was installing a ceiling fan, and ran into a very odd switch issue. I was super pressed to get this fan installed and was in great need of help. I called Community...

Jun 2024

John is the man! The best community electrician there is ! He's been helping us with electrical work around the house for three years now and there is no one else we would rather work with. Not only...

Oct 2022

We have done a bathroom remodel and needed to have some electrical outlets and switches replaced, a new fan installed, and some electrical panel repairs done. I can't say Thank You enough to John for...

Mr Electric Of Rancho Cordova

Jan 2026

I had my garage electric service by Mr. Electric through SMUD. They did very good job of finding the issue and fixing. Tech. Oleg R is very good and experienced in electrical issues. Thanks Mr. Electr...

Jan 2026

Outstanding Service & Absolute Trust. I have used William Bell for every call and every electrical repair I've ever needed with Mr. Electric, and I insist on him every time. William consistently goes...

Jan 2026

Great job

Consider Community Electric if...

  • You have a time-sensitive emergency and Community Electric can arrive significantly faster than other options, and you've confirmed your homeowner's insurance covers contractor injuries on your property.
  • You're a repeat customer with an established relationship and previous positive experience with their specific technicians.
  • You prefer working with a smaller operation with high owner involvement and direct communication throughout the project.
  • You're willing to accept the workers comp liability risk in exchange for their demonstrated rapid response capabilities during electrical emergencies.
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Consider Mr Electric Of Rancho Cordova if...

  • You want full workers compensation coverage to eliminate liability risk if a technician is injured while working on your property.
  • Your electrical work is covered under SMUD's Home Power insurance program and you want a contractor already integrated into that claims process.
  • Your project involves specialized installations like EV chargers or outdoor lighting systems where their broader technical scope is relevant.
  • You value technicians who arrive prepared with parts and provide clear explanations of electrical problems and solutions.
View full profile →

Questions to Ask Before Hiring

  • For Community Electric: Ask directly about liability coverage in the absence of workers comp, and confirm whether your homeowner's insurance policy covers injuries to contractors working on your property.
  • For Mr Electric: Ask which technician will be assigned and whether they have specific experience with your type of project, especially for specialized work like EV chargers.
  • For both: Request references from projects completed in the past six months that are similar in scope to yours.
  • For both: Ask about warranty coverage on parts and labor, and what their callback policy is if issues arise after completion.

The Bottom Line

Mr Electric of Rancho Cordova is the safer choice for most homeowners due to their workers compensation coverage, which eliminates a significant liability risk that Community Electric presents. With 21 years of licensing, broader technical capabilities including EV chargers and commercial work, and established SMUD program integration, Mr Electric offers more comprehensive protection and service scope. Community Electric remains a viable option if you're a repeat customer with existing trust, need genuinely urgent emergency response, and have confirmed your homeowner's insurance adequately covers contractor injuries. For first-time customers or anyone uncomfortable with liability exposure, Mr Electric's complete insurance coverage justifies choosing them even if their availability is slightly less immediate.

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Frequently Asked Questions

It matters regardless of project size because injuries can happen during any electrical work. If a technician is shocked, falls from a ladder, or is hurt accessing your electrical panel without workers comp coverage, your homeowner's insurance becomes the primary liability coverage. Even a minor injury claim could affect your insurance rates or result in out-of-pocket costs if your policy has gaps.

Not necessarily. The SMUD integration primarily means they're familiar with the claims process and documentation requirements, which can speed up insurance-covered repairs. For private-pay work, both contractors should provide comparable quotes based on the scope of work. Get written estimates from both to compare directly.

Three additional years represents hundreds more service calls and problem scenarios encountered. For straightforward work like replacing switches or outlets, this difference is minimal. For complex troubleshooting like intermittent power loss or older home rewiring, those extra years of pattern recognition can mean faster diagnosis and fewer return visits.

Contact your homeowner's insurance agent before work begins to confirm your policy covers contractor injuries and understand any deductibles or coverage limits. Request a certificate of general liability insurance from Community Electric. Get the work scope and liability terms in writing before signing any agreement. These steps reduce but don't eliminate the risk.

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How We Compare Contractors

License Verification

All license data is sourced from official California CSLB records and verified regularly.

Review Analysis

Customer reviews are aggregated from Google and analyzed to identify patterns in service quality.

Detailed Comparison

We analyze credentials, insurance, experience, and feedback to highlight meaningful differences.

Not all licensed contractors are created equal. While a valid license is the baseline requirement in California, contractors can vary significantly in experience, insurance coverage, and customer satisfaction.

  • Experience matters: A contractor with 15+ years of experience has likely encountered and solved problems that newer contractors haven't faced yet.
  • Workers' compensation protects you: If a contractor without workers' comp insurance has an employee injured on your property, you could be held liable.
  • Reviews reveal patterns: Individual reviews can be misleading, but patterns across many reviews often reveal a contractor's true strengths and weaknesses.
  • Bond amounts vary: A contractor's bond provides financial protection if they fail to complete work as agreed. Higher bonds offer more protection.

Taking time to compare contractors on these factors can save you from costly mistakes and help ensure your project is completed by a qualified professional.

Data Sources: License information from California CSLB. Ratings and reviews from Google. Last verified March 12, 2026.

This comparison is based on publicly available information. We recommend getting multiple quotes and verifying all credentials directly before hiring.

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