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Community Electric vs Four Ace Electrical Services

Sacramento Electrical Contractors Comparison · Updated March 2026

Quick Verdict

Both are veteran contractors with identical experience, but Four Ace carries workers compensation insurance while Community Electric does not.

Community Electric: Established contractor known for emergency response speed and same-day availability, but lacks workers compensation coverage.
Four Ace Electrical Services: Equally experienced contractor with full insurance protection, professional approach, and reputation for honest assessments and communication.
Note: Community Electric does not carry workers compensation insurance, which could leave homeowners liable if an electrician is injured on their property.
Community Electric Four Ace Electrical Services
Rating 5.0 5.0
Years Licensed 18 years 18 years
License # 916639 907701
Workers' Comp ✓ Yes
Bond Amount $25,000 $25,000
Location Citrus Heights, CA Sacramento, CA
Website fouraceelectrical.com

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Key Differences

The defining difference is workers compensation coverage. Four Ace carries it; Community Electric does not. This matters because if an electrician is injured while working on your property and the contractor lacks workers comp, your homeowner's insurance may become the primary coverage—potentially leading to a claim on your policy. Both contractors have identical 18-year licensing histories, meaning their technical experience diagnosing problems, handling code compliance, and managing complications is equivalent. The operational differences lie in service models: Community Electric has built its reputation on emergency availability with 90-minute response times and same-day appointments, ideal for urgent electrical failures. Four Ace receives consistent feedback for taking time to explain options, providing honest assessments that sometimes identify simpler solutions than expected, and maintaining meticulous communication throughout projects. Four Ace handles a broader range of project complexity including whole-house rewiring and EV charging stations, while Community Electric focuses on responsive service for immediate needs and relationship-based repeat work.

What Customers Say

Community Electric

Customers consistently highlight Community Electric's exceptional speed and emergency availability, with same-day appointments and rapid response times creating loyal repeat relationships.

Four Ace Electrical Services

Four Ace receives praise for professional communication, taking time to thoroughly explain issues and options, and providing honest assessments that sometimes identify simpler solutions than expected.

Key Takeaway: Community Electric is chosen for urgency and speed, while Four Ace is valued for methodical communication and transparency throughout the project process.

Customer Reviews

Community Electric

Dec 2024

I called this company in a pinch. I was installing a ceiling fan, and ran into a very odd switch issue. I was super pressed to get this fan installed and was in great need of help. I called Community...

Jun 2024

John is the man! The best community electrician there is ! He's been helping us with electrical work around the house for three years now and there is no one else we would rather work with. Not only...

Oct 2022

We have done a bathroom remodel and needed to have some electrical outlets and switches replaced, a new fan installed, and some electrical panel repairs done. I can't say Thank You enough to John for...

Four Ace Electrical Services

Jan 2026

I did not hire them because my plan changes, but they are very detailed in what it needs to be done to replace the breaker panel.

Jan 2026

I recieved estimate at a great price. I will keep the company in mind for future services .

Jan 2026

They were very professional and courteous and fast too!

Consider Community Electric if...

  • You're facing an electrical emergency like a power outage affecting critical systems and need someone on-site within hours, where Community Electric's documented 90-minute response capability becomes essential.
  • You have an established relationship with the contractor from previous work and feel comfortable discussing their workers comp situation directly, potentially confirming your homeowner's policy would provide adequate coverage.
  • Your project is straightforward—a ceiling fan installation, outlet replacement, or panel repair—where the insurance gap presents less exposure than complex multi-day projects with crew members working throughout your home.
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Consider Four Ace Electrical Services if...

  • You want full insurance protection without gaps, ensuring that if an electrician is injured during your project, you're not risking a claim against your homeowner's policy.
  • Your project involves permitted work like panel upgrades, whole-house rewiring, or EV charging station installation where Four Ace's demonstrated experience coordinating inspections and handling complex installations is directly relevant.
  • You value detailed explanations and want a contractor who takes time to present options and honest assessments, even when that means identifying simpler solutions than you initially expected.
  • You're planning a project rather than responding to an emergency, where scheduling a few days out is acceptable and proper insurance coverage matters more than same-day availability.
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Questions to Ask Before Hiring

  • Ask Community Electric directly about their workers compensation status and request written confirmation of what liability coverage they carry; then verify with your homeowner's insurance whether your policy would cover contractor injuries and what that might do to your rates.
  • Ask Four Ace about their typical response time for urgent electrical issues to understand if they can handle time-sensitive problems despite not emphasizing emergency service in their marketing.
  • Request from both contractors references from projects similar to yours in scope and complexity, particularly if you're planning major work like panel replacement or whole-house rewiring.

The Bottom Line

Four Ace Electrical Services is the safer choice for most homeowners. While both contractors have identical 18-year experience levels and technical capability, Four Ace carries workers compensation insurance that protects you from liability if an electrician is injured on your property—a real risk that Community Electric leaves exposed. Four Ace also demonstrates broader experience with complex permitted work and receives strong feedback for communication and honest assessments. Choose Community Electric only if you're facing a genuine electrical emergency requiring same-day response and you've confirmed with your homeowner's insurance that you're comfortable with the coverage gap. For planned projects of any size, Four Ace provides the complete insurance protection and project management approach that eliminates unnecessary homeowner risk.

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Frequently Asked Questions

Yes, even for small jobs. An electrician can be seriously injured from electrical shock or a fall during a simple outlet replacement. If Community Electric lacks workers comp and their technician is injured in your home, your homeowner's insurance may become primary coverage, potentially resulting in a claim on your policy. The project size doesn't change your liability exposure.

Both have identical 18-year licensing histories, so technical capability is equivalent. However, Four Ace's customer feedback shows more diverse complex projects including whole-house rewiring, panel replacements, and EV charging stations, while Community Electric's documented work focuses more on repairs, upgrades, and emergency response. For major permitted work, Four Ace demonstrates more direct experience coordinating inspections and handling installations that require utility coordination.

Community Electric has built their reputation specifically on emergency response, with documented cases of arriving within 90 minutes and providing same-day service. Four Ace doesn't emphasize emergency availability in their service model, though they are described as responsive. For true emergencies where you need someone on-site within hours, Community Electric's track record is stronger, but understand the workers comp tradeoff you're accepting.

Both carry the same $25,000 bond, which protects you if contracted work isn't completed as agreed. However, bonds don't cover contractor injuries—that's what workers compensation addresses. The bond provides financial recourse for abandoned or defective work, but if you're concerned about liability from on-site accidents, the workers comp gap at Community Electric is the more immediate risk to evaluate with your insurance agent.

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How We Compare Contractors

License Verification

All license data is sourced from official California CSLB records and verified regularly.

Review Analysis

Customer reviews are aggregated from Google and analyzed to identify patterns in service quality.

Detailed Comparison

We analyze credentials, insurance, experience, and feedback to highlight meaningful differences.

Not all licensed contractors are created equal. While a valid license is the baseline requirement in California, contractors can vary significantly in experience, insurance coverage, and customer satisfaction.

  • Experience matters: A contractor with 15+ years of experience has likely encountered and solved problems that newer contractors haven't faced yet.
  • Workers' compensation protects you: If a contractor without workers' comp insurance has an employee injured on your property, you could be held liable.
  • Reviews reveal patterns: Individual reviews can be misleading, but patterns across many reviews often reveal a contractor's true strengths and weaknesses.
  • Bond amounts vary: A contractor's bond provides financial protection if they fail to complete work as agreed. Higher bonds offer more protection.

Taking time to compare contractors on these factors can save you from costly mistakes and help ensure your project is completed by a qualified professional.

Data Sources: License information from California CSLB. Ratings and reviews from Google. Last verified March 12, 2026.

This comparison is based on publicly available information. We recommend getting multiple quotes and verifying all credentials directly before hiring.

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