All Sierra Electric vs Tofft Electrical Services

It matters regardless of project size because the risk is injury-based, not project-based. Even a simple panel upgrade involves working with high voltage in potentially awkward positions. If a worker is seriously injured and the contractor has no workers comp, they may sue you as the property owner. Your homeowner's policy may have exclusions for contractor injuries, leaving you personally liable for medical bills and lost wages.

Two years is a modest difference when both contractors are in the seven-to-nine year range. Both are well past the startup phase where experience gaps are more significant. The bigger concern with Tofft is the absence of customer feedback to verify how they apply that experience in actual projects, particularly regarding communication and problem-solving when complications arise.

You can certainly ask, but obtaining workers compensation insurance is not an instant process and involves ongoing premium costs that contractors budget for annually. If they quote your project without workers comp factored into their pricing, adding it mid-process could affect costs. It's better to clarify their current coverage status and your liability exposure upfront rather than assuming they'll add coverage.

Repeat customers suggest satisfaction significant enough that people call the same contractor for additional work rather than shopping around each time. This pattern indicates consistent service quality and suggests the contractor doesn't disappear after completing a job. It also implies the contractor maintains relationships and stands behind their work, since dissatisfied customers rarely return.